Did you know that nearly everyone’s dental benefits reset every year? It’s true. If your dental plan cycles on the calendar year, as most do, then you miss out on any benefits you didn’t use before December 31st.
That means now is the ideal time to maximize your 2018 dental insurance benefits. If you aren’t sure how to begin, here are three great ways to get started.
- Make Sure Your Oral Health is In Check
The typical dental insurance plan at least partially covers a wide range of services and treatments. By visiting your Albuquerque dentist or your local Greenville, McKinney, Rowlett or Sherman dentist, you can find out if there are any options that can help ensure your oral health is in tip-top shape, all before your benefits renew in the new year.
Often, your dentist is highly aware of what insurance will cover and to what degree, so they can help you maximize your benefits while ensuring you have a healthy and vibrant smile.
- Take Advantage of Covered Preventative Services
Many dental insurance companies cover a variety of preventative services, including cleanings, x-rays, and even fluoride treatments. At times, these services are 100% covered, making these treatments or appointments completely free.
If you haven’t seen your Albuquerque dentist or your local Greenville, McKinney, Rowlett or Sherman dentist in the past six months, you may be missing out on preventative services (that won’t cost you a dime) that can help keep your mouth healthy. You’ll need to use these benefits by the end of the year if you want to get the most out of your insurance.
- Ask About Orthodontic or Cosmetic Coverage
The end of the year can be the perfect time for crowns, implants, braces, gum contouring, and other extensive dental treatments that may require more than one visit. Why? Because doing it now can help you maximize your insurance benefits and save money.
If you’ve met your deductible for the year but haven’t reached your annual maximum, your out-of-pocket expenses are significantly reduced. And, if you are going to hit your yearly maximum, your Albuquerque dentist or your local Greenville, McKinney, Rowlett or Sherman dentist can create a custom plan that splits your costs between this year and the next, ensuring you take full advantage of this year’s benefits and then using your renewed benefits in the new year to help cover the rest.